Personal Finance

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Latest Personal Finance News

How to get a personal loan in 9 steps

Key takeaways To get a personal loan, you generally need a stable income, an acceptable credit score and a verifiable…

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Chase Freedom Unlimited: Ways to use the $300 cash sign-up bonus

Key takeaways The Chase Freedom Unlimited® credit card offers a welcome bonus of up to $300 for new cardmembers, via…

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Are my credit card rewards taxable?

Key takeaways If your credit card issuer offers you rewards for making purchases, the IRS considers the rewards earned to…

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10 alternatives to personal loans and who they’re for

Key takeaways Alternative personal loan options include credit cards, home equity loans and buy now, pay later plans. Each alternative…

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Can you get a loan with fair credit? Yes — here’s how

Thomas Barwick/Getty Images Key takeaways You won’t qualify for the lowest rates if you apply for a personal loan with…

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Chase Freedom Flex 2024 bonus categories

Key takeaways The Chase Freedom Flex® and Chase Freedom® offer quarterly rotating bonus categories through which cardholders can earn 5…

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Guide to chip and PIN credit cards

Key takeaways Chip and PIN credit cards have a unique code for each purchase, making it difficult for thieves to…

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What is a purchase APR?

Thomas Barwick/Getty Images Key takeaways A purchase APR is the interest rate your issuer applies to your regular credit card…

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How to Create Retirement Savings Benchmarks for Your Goals

Creating retirement savings benchmarks can ensure financial security in your golden years. Setting clear retirement goals can help you enjoy…

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8 balance transfer credit card mistakes to avoid

Key takeaways Balance transfer credit cards can help you get out of high-interest debt quickly and efficiently. There are several…

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