Credit Cards

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Latest Credit Cards News

What is travel hacking and how do I start?

Key takeaways Travel hacking can help you score free or discounted flights, hotel stays and more by strategically using credit…

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Is it better to pay off your credit card or keep a balance?

Carlina Teteris/Getty Images Key takeaways Carrying a balance on a credit card usually results in paying more for purchases due…

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What happens if you don’t activate a credit card?

Key takeaways Not activating a credit card can have negative impacts on your finances, but most downsides only apply if…

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Credit card pros and cons

Key takeaways With responsible use, credit cards can help you build your credit and earn valuable rewards. Plus, you can…

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How to do a balance transfer with Bank of America

Morsa Images/Getty Images Key takeaways You can complete a balance transfer online with Bank of America after you're approved for…

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How your credit limit is determined

Key takeaways Credit card issuers use information from credit reports, credit scores and income to determine credit limits for new…

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Applying for the wrong credit cards can just make bad credit worse

Key takeaways Applying for a credit card can trigger a hard credit inquiry that will temporarily decrease your credit score.…

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College students: Enjoy these student card benefits

Key takeaways A student credit card works the same as other credit cards except it’s designed with benefits that matter…

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Should I use a personal loan to pay off credit card debt?

Key takeaways Using a personal loan to pay off credit card debt can save money on interest and simplify monthly…

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How to use 0% APR credit cards for home renovations

Key takeaways Using a credit card’s introductory APR promotional period to finance home renovation costs can help you save money.…

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