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Current CD rates for July 2024
Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account in which…
Beyond The Crystal Ball: AI’s Controversial Power To Predict Our Death Date
The insurance industry, traditionally reliant on statistical models and actuarial tables, is undergoing a significant transformation. With the advent of…
What is the average interest rate for savings accounts?
Images by Getty Images; Illustration by Issiah Davis/Bankrate The average savings account rate is a benchmark for the overall interest-rate…
Basel III Fearmongering By Lobbyists Should Not Be Believed
In recent months bank lobbyists and bank executives from SIFMA President Kenneth E. Bentsen Jr. to JPMorgan Chase CEO Jamie…
How to budget in college
Key takeaways The cost of attendance for college is on the rise, but there are ways to reduce costs and…
Should The US Government Tell Americans Which Credit Card To Get?
OBSERVATIONS FROM THE FINTECH SNARK TANK Americans' consumer finance fairy godmother, the Consumer Financial Protection Bureau (CFPB), issued a circular…
USAA Bank savings account rates
Logo by USAA Bank; Illustration by Hunter Newton/Bankrate USAA is a members’ association, and many of its products — including…
What Comes Next For Banks With Generative AI
At the start of the digital revolution, Bill Gates said that “banking is necessary; banks are not.” That was back…
U.S. Bank CD rates
Image by Getty Images; Illustration by Tiffany Herring A benefit of U.S. Bank’s certificates of deposit is the many terms…
This Week In Credit Card News: Lower Late Fees May Hurt In Other Ways
An $8 Credit Card Late Fee Cap Sounds Good Now, But It May Hurt You Later A new $8 cap…
