Personal Finance
Latest Personal Finance News
Traditional IRA vs. Rollover IRA: Key Differences and Examples
If you have ever changed jobs or you have already started saving for retirement, you have likely encountered both Traditional…
Should You Budget for a Mini-Retirement? Pros, Cons and Examples
A mini retirement is a planned, extended break from full-time work that’s taken before traditional retirement age. Unlike a vacation…
Why Direct Lending Is Not In A Bubble
Lawrence Golub, billionaire founder and CEO of private credit firm Golub Capital, emphatically dismissed fears that the rapid growth of…
Judge Dismisses Case Against Employee Retention Credit Provider, Finding No Harm
At the peak of the pandemic, Congress established the Employee Retention Credit (ERC), a program designed to help eligible employers…
These Billionaires Are Stepping Up As Student Loan Cuts Squeeze HBCUs
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
How to Retire Early With a 401(k): Rules and Strategies
Retiring early with a 401(k) requires understanding how to access funds before the standard retirement age without triggering heavy penalties.…
State Tax on 401(k) Withdrawals: General Rules and Strategies
While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) distributions,…
Tax Credits for Students: Tips and Strategies
Paying for college can feel overwhelming, but smart tax planning can make a real difference. The IRS offers several education…
Does a Roth Conversion Count as an RMD? Retirement Tax Guide
When it comes to managing retirement income, taxes can be one of your biggest – and most overlooked – expenses.…
Can You Change Your 401(k) Contribution at Any Time?
Your 401(k) plays a key role in helping you save for retirement, but life events can affect how much you’re…
