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How Do Credit Cards Work?
It seems to be an unwritten rule in life that once you turn 18, you have to get a credit card—as if…
The Financial Literacy Crisis in America: 2023 Report
REPORT SUMMARY 88% of U.S. adults said high school did not leave them “fully-prepared” for how to handle money in…
Financially Preparing for Back-to-School Season
Assess Your Financial Situation The first step in financially preparing for back-to-school is to take stock of what you already…
What to Do if You’re Running Out of Money
It’s the end of the month, and you’re out of money—again. It’s a hopeless feeling scrambling to see which bills…
Timeshares vs. Vacation Clubs vs. Travel Clubs
These days, most people have heard enough horror stories about timeshares to know you should run for the hills whenever…
Are Credit Card Points Worth It?
Earn 3% cash back. Get 20,000 bonus points. Gain more sky miles with each swipe! Credit card points are the…
Wedding Gift Ideas – Ramsey
Wedding bells are ringing! Do you hear them? Soon, you’ll be celebrating love, stuffing your face with wedding cake, and…
Bankruptcy: What It Is and How It Works
If you’re reading this, you’re probably thinking about (or in the middle of) bankruptcy. The world may tell you this…
What If Your Emergency Fund Can’t Cover Your Emergency?
Emergencies hit you out of nowhere. And if you don’t have a buffer of cash between you and all the…
How to Budget for a House
When you’re buying a home, it’s easy to feel overwhelmed by all the decisions you have to make. Are you…
