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Financially Preparing for Back-to-School Season

Assess Your Financial Situation The first step in financially preparing for back-to-school is to take stock of what you already…

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What to Do if You’re Running Out of Money

It’s the end of the month, and you’re out of money—again. It’s a hopeless feeling scrambling to see which bills…

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Timeshares vs. Vacation Clubs vs. Travel Clubs

These days, most people have heard enough horror stories about timeshares to know you should run for the hills whenever…

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Are Credit Card Points Worth It?

Earn 3% cash back. Get 20,000 bonus points. Gain more sky miles with each swipe! Credit card points are the…

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Wedding Gift Ideas – Ramsey

Wedding bells are ringing! Do you hear them? Soon, you’ll be celebrating love, stuffing your face with wedding cake, and…

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Bankruptcy: What It Is and How It Works

If you’re reading this, you’re probably thinking about (or in the middle of) bankruptcy. The world may tell you this…

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What If Your Emergency Fund Can’t Cover Your Emergency?

Emergencies hit you out of nowhere. And if you don’t have a buffer of cash between you and all the…

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How to Budget for a House

When you’re buying a home, it’s easy to feel overwhelmed by all the decisions you have to make. Are you…

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Should I Rent or Buy a House?

Renting versus buying is a big decision. It’s right up there with, Should I eat a taco or a burrito?…

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How to Tip in All Situations

Ever wonder how much you should tip the barista for that Cinnamon Toast Crunchuccino? What about the pizza guy? Or…

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