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Guidelines For Getting A Mortgage With Student Loans
Key takeaways Lenders typically factor your student loan payments into your debt-to-income (DTI) ratio to ensure that you’ll be able…
Value-Added Tax (VAT): What It Is, How It Works
Value-added tax (VAT) is a tax on goods and services, not unlike a sales tax but with some major differences.…
Bank Refuses To Refund Fraudulent Charges
This page was originally published in early 2022 and features a story from a Bankrate reader during that time. The…
Capital One Quicksilver vs. Discover it Cash Back
Images By Tang Ming Tung/Getty Images Key takeaways Both flat-rate cash back cards and rotating bonus category cash back cards…
Commuter vs. Pleasure Car Insurance
AleksandarNakic/Getty Images When starting a new policy or updating a vehicle on an existing one, one of the most common…
Tort Insurance: What Is Full vs Limited Tort Car Insurance?
When you purchase car insurance in Kentucky, New Jersey or Pennsylvania, you get to choose whether you want full tort…
A Guide To Luxury Credit Cards
Key takeaways While many luxury credit cards from the past required an invitation to apply, some of today’s most exclusive…
Real Estate Scams And How To Protect Yourself
Buying or selling a home is one of life’s most expensive transactions — and scammers are looking to get in…
Citi Simplicity vs. Citi Diamond Preferred
Artem Varnitsin / EyeEm/EyeEm/Getty Images Key takeaways Both the Citi Simplicity® Card* and the Citi® Diamond Preferred® Card offer industry-leading…
Should You Wait For Rates To Drop 1% To Refinance?
For decades, the conventional wisdom about mortgage refinancing has been clear: You should swap loans only when mortgage rates have…
