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Amazon Prime Secured Card Benefits Guide

Key takeaways The Amazon Prime Secured Card is geared toward cardholders with bad credit, so you’re required to put $100…

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Charitable Gift Annuities: What Donors Need To Know

Images by Getty Images/Illustration by Bankrate For many people, charitable giving often involves writing a check or donating online. But…

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How Are Annuities Taxed? 3 Things You Need To Know

MoMo Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Annuities allow you to grow your money on a tax-deferred basis. Some…

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Buyer’s Remorse For Homebuyers, And How To Avoid It

Key takeaways Buyer’s remorse is a feeling of regret or anxiety after making a purchase. For homebuyers, it means they…

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4 Top Features of Trustworthy Banks

Various characteristics in a bank can help customers feel safe and confident about keeping their money there. Four such pillars…

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What Is A Simple IRA And Who Can Have One?

Key takeaways A SIMPLE IRA is a retirement plan designed for small businesses, generally those with fewer than 100 employees.…

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Understanding FEMA’s Risk Rating 2.0 System for Flood Insurance

Private insurance companies typically review and update risk ratings for home and auto policyholders at least annually. When the Federal…

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How Personal Loans Help With Back-To-School Budgets

Key takeaways Personal loans give you a predictable payment and can be funded quickly. They can help your credit score…

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What Is A 5/1 Adjustable-Rate Mortgage (ARM)?

Key takeaways A 5/1 ARM loan provides an initial fixed-rate period of five years, after which the interest rate adjusts…

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Types of Mortgage Refinance Options

Key takeaways There are several types of mortgage refinance options, including rate-and-term and cash-out refinancing. The most common, rate-and-term, involves…

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