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Should You Self-Insure for Care—or Buy a Hybrid Policy Instead?
Image Source: 123rf.comLong-term care is one of the biggest financial unknowns in retirement. Nursing homes and assisted living costs can…
Is a 15-Year Mortgage Still Smarter Than a 30-Year for Most Families?
Image Source: 123rf.comFor decades, financial experts touted the 15-year mortgage as the smarter option. Paying off your home faster saves…
7 Spousal-Benefit Choices That Add Up to Five Figures Over Time
Image Source: 123rf.com Social Security spousal benefits provide important income for many households. But the rules are complicated, and missteps…
8 Budget Lines Families Cut Without Losing Quality of Life
Image Source: 123rf.com When inflation bites, families look for ways to trim expenses. But cutting too deeply in the wrong…
Overcoming the Beliefs that Limit Your $uccess
Written by Barbara Huson Dear Entrepreneur, If success eludes you and profits are paltry, a new study sheds important light…
Are Your Grocery Costs Rising Faster Than Your COLA?
Image Source: 123rf.com Social Security’s cost-of-living adjustment (COLA) is supposed to protect retirees from inflation. But for many, rising grocery…
10 Inflation-Hedge Moves That Don’t Require Complex Investments
Image Source: 123rf.com Inflation continues to eat away at retiree budgets, especially fixed incomes. Many assume the only hedge is…
Are You Using the Wrong Bank Just Because the App Looks Good?
Image Source: 123rf.com Banking apps have become central to money management. Sleek designs and easy navigation attract retirees and younger…
Is a Second Home Still Worth It if Insurance Costs Keep Climbing?
Image Source: 123rf.com Owning a second home has long been seen as a retirement dream. Whether it’s a beach cottage,…
10 Payable-on-Death Designations That Override Your Carefully Written Will
Image Source: 123rf.com Many retirees assume their will controls everything, but payable-on-death (POD) designations often take priority. Banks, retirement accounts,…
