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5 Things Broke People Do Out of Necessity That Are Misread as Irresponsible
Image source: UnsplashIn a society that worships hustle culture and financial independence, being broke is often viewed not just as…
Why the American Dream Is Now Just a Side Hustle Fantasy for the Middle Class
Image source: Unsplash For decades, the American Dream promised a house with a yard, a steady job, and a retirement…
Living on One Income? Here’s How to Make It Work (and Not Lose Your Mind)
Image source: UnsplashIn today’s economy, the idea of living comfortably on one income feels almost radical. With rising housing costs,…
Debt Is the New Middle Class: Why Everyone Looks Rich But Owes Everything
Image source: Unsplash Walk through any middle-class neighborhood today, scroll through Instagram, or even glance at the new SUVs lined…
Boomers Bought Homes for Peanuts, Now They’re Refusing to Sell And It’s Costing You
Image source: Pexels The American dream of homeownership is hitting a dead end for younger generations—and no, it’s not just…
Dave Says: Unique Situation, Separate Finances?
Dear Dave,My fiancé and I are getting married this year. We’re both in our 40s with kids, so we’ll be…
The Only Guaranteed Way For Middle Class People To Become Wealthy
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Advice for Financial Advisors
Here’s a question I was recently asked during a podcast. What would you like to tell the financial industry about how, specifically, they…
How to Use Sinking Funds to Save Without Stress
Image source: Unsplash Saving money often feels like an uphill battle. You’re told to stash away emergency cash, invest for…
How the System Punishes Poor People for Trying to Get Ahead
Image source: Unsplash In theory, financial independence is the American Dream: work hard, earn more, and you’ll eventually rise above…
