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If There Is a Fast Track to Becoming Wealthy, Entrepreneurship Is It
If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for…
Dave Says: They’re Manipulating Your Feelings
Dear Dave, Our daughter is 27, and she’s been married for three years. We’ve been helping her and husband financially…
9 Roth IRA Mistakes That Trigger Surprise Taxes Later
Image Source: 123rf.comRoth IRAs are popular for their promise of tax-free growth and withdrawals. But many investors don’t realize there…
7 Retirement Savings Milestones You Must Hit by Age 55
Image Source: 123rf.comReaching your mid-50s is a turning point in retirement planning. By this age, your savings habits should already…
7 Debt-Consolidation Mistakes That Wreck Good Credit
Image Source: 123rf.com Debt consolidation sounds like a relief strategy: combine multiple balances into one lower-interest loan. But retirees and…
Will Your Credit Utilization Spike After Your Card Slashes Your Limit?
Image Source: 123rf.comCredit utilization—the percentage of available credit you use—drives your score. But many borrowers forget their bank controls the…
Why the Debt Snowball Method Is Best for Your Mental Health and Money
When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after…
10 Student-Loan Tactics Borrowers Wish They Tried a Year Ago
Image Source: 123rf.com Student loans remain one of the biggest financial burdens for Americans. Even retirees are impacted, either carrying…
8 Refinance Triggers That Save Big—If You Act Before Rates Move Again
Image Source: 123rf.com Refinancing can feel like chasing interest rates, but timing isn’t the only factor. Certain life or financial…
Are You Paying “Phantom Interest” Because You Chose the Wrong Payoff Strategy?
Image Source: 123rf.com Many borrowers don’t realize they may be paying what’s called “phantom interest.” This hidden cost appears when…
