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Federal Reserve Move: A Quiet Policy Shift That Could Drain Retiree Savings Without a Rate Cut

Image Source: Shutterstock Most retirees watch the Federal Reserve for interest rate changes—but something quieter is happening behind the scenes.…

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Medicare Advantage Fine-Print: Contract Clauses Seniors Are Skipping That Could Cost Them Thousands

Image Source: Shutterstock Every year, millions of retirees sign up for Medicare Advantage (Part C) plans, drawn in by promises…

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Income-Cliff Alert: Earning Just One Dollar More Could Spike Your Medicare Part B Premium or Tax Your Social Security Benefits

Image Source: Shutterstock For retirees and near-retirees, one extra dollar of income can sometimes do surprising damage. Medicare and Social…

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The Heart-Healthy Snack With a Hidden Water Problem

Image Source: ShutterstockEvery October 22, National Nut Day celebrates the crunch that’s good for your heart and waistline. Almonds, pistachios,…

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Social Security Earnings Record: 6 Micro-Fixes That Add Real Money to Your Check

Image Source: Shutterstock A single missing dollar in your Social Security earnings record can cost you far more in retirement.…

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7 Reasons Your Utility Bill Credit Didn’t Arrive—and How to Reapply Before Deadlines

Image Source: Shutterstock Utility bill credits can feel like a lifesaver for seniors living on fixed incomes—but when those promised…

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New Yorkers: 6 Ways the STAR Credit and Senior Exemptions Interact—And When They Don’t

Image Source: Shutterstock For New York homeowners over 65, property tax relief can feel like a maze of similar-sounding programs.…

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Medicaid Look-Back: 7 Transactions That Trigger Penalties (And the Exemptions Families Forget)

Image Source: Shutterstock When seniors apply for long-term care through Medicaid, one of the most misunderstood rules is the “look-back…

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Hidden Medicare Drug Codes: Why Your Prescription Bill After 65 Might Jump Without You Being Notified

Image Source: Shutterstock Many retirees assume their Medicare prescription costs stay stable unless a plan changes—but that’s not always true.…

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Doctors Now Ordering Fewer Preventive Tests on Patients Over 55 — And What It Means for You

Image Source: ShutterstockIf you’ve noticed your doctor skipping certain routine tests lately, you’re not imagining it. Across the U.S., physicians…

TSP Staff TSP Staff